Privacy Policy

Effective Date: 11-01-2025

Retirement Ready Advisers Corp. (“Retirement Ready Advisers,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, share, and protect your information when you visit our website or work with our firm.

Information We Collect

We may collect personal information directly from you, through our website, or from third parties as permitted by law. This information may include:

• Name, address, phone number, and email address
• Social Security number or other government ID (when necessary for financial services)
• Financial account numbers and investment information
• Employment, income, and tax information
• Insurance coverage details
• Information about your goals, risk tolerance, and investment preferences
• Website usage information (such as cookies, IP addresses, and browsing activity)

How We Use Your Information

We use your personal information to:

• Provide financial planning, investment, insurance, and retirement services
• Communicate with you about your accounts, plans, and services
• Process transactions and manage your accounts
• Comply with regulatory and legal requirements
• Improve our website, services, and overall client experience
• Protect against fraud, unauthorized transactions, and other risks

Sharing of Information

We do not sell your personal information. We may share your information only in the following circumstances:

• With your consent – when you authorize us to share information with a third party
• With service providers – companies that help us process transactions, maintain records, or support our business operations
• For legal and regulatory purposes – when required by law, regulation, or legal process
• In business transfers – if our firm merges with or is acquired by another organization, your information may be transferred as part of the transaction

Safeguarding Your Information

We maintain physical, electronic, and procedural safeguards to protect your personal information. Access is limited to authorized employees, advisors, and service providers who need the information to perform their duties and deliver services to you.

Your Choices

• Communications: You may opt out of receiving certain marketing or promotional communications from us by contacting us using the information below.
• Cookies: You can manage or disable cookies in your browser settings. Please note that some website features may not function properly if cookies are disabled.
• Updates to Your Information: If your personal information changes, you may request updates or corrections by contacting us directly.

Children’s Privacy

Our services are not directed to children under 13. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child under 13, we will take steps to delete it in accordance with applicable laws.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of our website or services after we make changes indicates your acceptance of those changes.

Contact Us

If you have questions about this Privacy Policy or how we handle your information, please contact us:

Retirement Ready Advisers Corp.
2937 SW 27th Avenue, Suite 106
Coconut Grove, FL 33133

Phone: 305-579-4040
Email: erik@rradvisers.com | favio@rradvisers.com