Education Funding & College Planning

Give them choices tomorrow by having a smart, tax-efficient plan to pay for school today—K–12, college, or beyond.

Parent and child planning for education

Investing in a Child’s Future

There are many ways to fund education tax-efficiently—from early savings for grade school to college, grad school, and beyond.

Did you know federal tax rules allow certain education savings strategies to be used for more than just traditional college? 529 plans and other vehicles can often be used for K–12 tuition, vocational or technical programs, and even some international universities—if they meet the right criteria.

Education planning isn’t just about opening an account. It’s about matching the right strategy to your goals: how much you want to cover, when you’ll need the funds, who will own the account, and how it will impact financial aid and your own retirement plan.

We’ll help you explore tax-efficient options for funding a child’s (or grandchild’s) education, coordinate contributions from family members, and design an investment approach that fits your time horizon and comfort with risk. We can also review how newer rules—such as the ability in some cases to convert unused education savings into retirement money—may apply to your situation.

Our goal is simple: give your student more choices tomorrow by helping you make smarter, better-organized decisions today.
529 Plans K–12 Tuition College Savings Vocational & Trade Schools International Schools Grandparent Gifting Custodial Accounts (UTMA/UGMA) Tax-Efficient Funding Financial Aid Impact Scholarship Strategy Student Loan Planning Unused 529 Rollovers Multi-Child Planning Estate & Legacy Goals
Do you have a clear plan for how you’ll pay for the education opportunities that matter most?

We’ll help you compare options, understand the trade-offs, and build an education funding strategy that fits your family and your overall financial plan.